Tailored interest rates, designed for you

Unlike many lenders who use a one-size-fits-all approach, we take the time to carefully consider every application individually.

Our advanced software calculates an interest rate tailored to your unique circumstances - your Mazda Tailored Rate: Transparent, personalised, and consistent across all Mazda Finance Dealerships throughout New Zealand.

Enjoy the benefits

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Fixed interest rate

Your rate is locked in for the entire term of your loan, so you'll always know your repayments, regardless of changes in the market.

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Flexible loan

Customise your loan to fit your lifestyle. Choose a loan term from 1 to 5 years, with weekly, fortnightly, or monthly repayments.

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Made for you

We calculate a fully transparent interest rate based on your individual circumstances, ensuring a rate that is personalised just for you.

Close-up of a man leaning on the roof and windscreen of his red Mazda CX-5 SUV parked in his driveway

How does it work?

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Choose your Mazda

Start by selecting your desired Mazda from our range – large, small, new, used or demonstrator.

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Choose your terms

Select your deposit amount (if any), loan term (12-60 months), and choice of weekly, fortnightly or monthly repayments.

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Calculate your rate

Your Mazda Dealer will help you calculate your unique Mazda Tailored Rate and submit your loan application.

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Enjoy your Mazda

Once your application is approved, simply sign the paperwork and pick up your keys.

Finance that's tailored to you

Side view of a dark grey Mazda CX-90 parked in a driveway with a man walking towards the car

Your Credit Score & Its Impact

Your credit score is crucial in determining your interest rate. We use your score along with other criteria to calculate a rate that is tailored and transparent, to fit your unique situation.

Looking back at a boy in the middle rear seat of his family's Mazda CX-80 SUV

Determining Your Budget

It's essential to set a budget and know what you can afford to repay. Our repayment calculator provides an estimate of your potential repayments, helping you make an informed decision.

Man and woman walking by their white Mazda CX-60 SUV parked on a city street, side view

Also Eligible on Business Car Loans

If your business or organization uses a vehicle, you may be eligible to apply for a business car loan with Mazda Finance that also uses the company's Tailored Rate.

Interior view of a woman sitting in the driver's seat of her Mazda CX-30 SUV

Lowering Your Loan Repayments

Add a deposit or opt for a car loan with a Guaranteed Future Value, such as Mazda Future Value, which can offer lower monthly repayments compared to a fixed rate car loan.

Need more information about our finance and insurance products? Our Frequently Asked Questions and other important information can be found here.

Take the next step towards your new Mazda

Some images may depict overseas models or include optional features and accessories not available locally.